Although the scale of the decline in disposable income in 2020 due to the partial freezing of the economy due to the coronavirus pandemic is still unknown, Vectoss has calculated the estimated value of disposable income and retail expenses in a detailed breakdown into 78 base categories and in a territorial division into individual municipalities in Poland at the end of 2019.

In addition, the territorial division covers districts in 61 Polish cities, including all cities with a population of over 100,000. residents.

The estimated disposable income compared to 2018 increased on average by 7.95%, while the corresponding increase in the purchasing budget is only 6.42%, and for FMCG products only 5.16%.

The total disposable income of the Polish population in 2019 reached PLN 1,107.5 billion, which means the average per capita of PLN 2,404.25 per month.

The estimated total retail sales volume has reached a total of 458 billion (PLN 994.32 per person per month), of which Poles spend PLN 172.4 billion on food (PLN 374 per person per month) on food.

The average purchasing power for 85.7% of municipalities in Poland is lower than the average for the entire country (in 2018 it was 85%), which indicates the consistent progress of territorial stratification in the distribution of disposable income. The voivodeship with the largest number of communes with an above-average income is the Śląskie Voivodeship (49.7% have an average disposable income per person above PLN 2404 per person per month). The following voivodeships, with the value exceeding 20%, are the following voivodships: Wielkopolskie (23.8%), Dolnośląskie (22.2%), Mazowieckie (22.1%) and Małopolskie (20.4%). concentration of purchasing power in several centers concentrated around the largest agglomerations. The provinces with the lowest share of the number of municipalities with per capita income above the national average are: Podkarpackie (1%), Świętokrzyskie (1.4%) and Warmińsko-Mazurskie (2.7%).